Do you need help speaking Spanish at the bank office?
In this post we are going to learn the basic words and phrases that are useful in this situation.
Banks accounts, credit cards, checks, transfers… For each category we list some sentences and also related vocabulary.
Enjoy and become an expert at talking in Spanish at the Bank! 🙂
Quisiera abrir una cuenta corriente.
I’d like to open a current account.Quisiera cancelar mi cuenta de ahorro.
I’d like to close my savings account.¿Qué documentación debo aportar?
What documents do i need to provide?¿Qué interés me ofrecen?
What interest rate can you offer me?
| abrir una cuenta | to open an account |
| cancelar una cuenta | to close an account |
| retirar dinero | to withdraw money |
| sacar dinero | to withdraw money (from ATM) |
| hacer un ingreso | to deposit |
| El dinero | money |
| El banco | bank |
| La oficina bancaria | bank office |
| La sucursal bancaria | bank branch |
| La cuenta corriente | current account |
| La cuenta de ahorro | savings account |
| El titular de la cuenta | account holder |
| El número de cuenta | account number |
| El IBAN | IBAN |
| El BIC | BIC |
¿Cuándo recibiré la tarjeta?
When will I receive the card?Disculpe, ¿sabe dónde hay un cajero automático?
Excuse me, do you know where is an ATM?He perdido mi tarjeta y quiero anularla.
I’ve lost my card and I want to cancel it.
| sacar dinero | to withdraw money (from ATM) |
| marcar el PIN | to enter the PIN |
| El cajero automático | ATM |
| El código PIN | PIN number for the ATM |
| La tarjeta de débito | debit card |
| La tarjeta de crédito | credit card |
| La fecha de caducidad | expiry date |
| El número de seguridad | security number |
| La firma | signature |
Por favor, deme su número de cuenta y le hago la transferencia.
Please give me your account number and I’ll make the transfer.¿Has hecho ya la transferencia?
Have you already made the transfer?Todavía no he recibido la transferencia.
I haven’t received the transfer yet.
| transferir | to transfer |
| hacer una transferencia | to make a transfer |
| La transferencia | bank transfer |
| El importe | amount |
| El emisor / La cuenta origen | originator |
| El beneficiario / La cuenta destino | beneficiary |
Quisiera cobrar este cheque.
I’d like to cash this check.Quisiera canjear un cheque de viajero.
I’d like to redeem a travelers check.
| El cheque | check |
| El cheque al portador | cash check |
| El cheque nominativo | nominative check |
| El cheque bancario | bank check |
| El cheque conformado | certified check |
| El cheque sin fondos | bounced check |
| El cheque de viajero | travelers check |
| emitir un cheque | to write a check |
| cobrar un cheque | to cash a check |
| abonar en cuenta | to pay into bank account |
| endosar un cheque | to endorse a check |
Quisiera pedir un préstamo.
I’d like to ask for loan.Quisiera pedir un préstamo hipotecario a interés fijo.
I’d like to ask for a fixed interest mortgage loan.Mi padre lo avala.
My father guarantees / co-signs.
| pedir un préstamo | to ask for a loan |
| solicitar un préstamo hipotecario | to ask for a mortgage loan |
| avalar | to guarantee/co-sign |
| El préstamo | loan |
| El crédito | credit |
| El préstamo hipotecario | mortgage loan |
| La hipoteca | mortgage |
| La cuota mensual | monthly payment |
| El interés fijo | fixed interest |
| El interés variable | variable interest |
| El avalista | guarantor/cosignatory |
| invertir | to invest |
| El banco online | online bank |
| El billete | bill |
| La moneda | coin (also, currency) |
| El empleado de banca | bank clerk |
| El director de sucursal bancaria | bank branch manager |
| Las comisiones | fees/commissions |
| La domiciliación | direct billing |
| La ventanilla | counter |